{"title":"Plantillas","description":"\u003cp\u003eHojas de cálculo e imprimibles listos para usar, con instrucciones incluidas. Descarga inmediata después de la compra.\u003c\/p\u003e","products":[{"product_id":"dinero-en-orden-guia-plantilla","title":"Money in Order · Guide + Excel template to make your budget and start saving","description":"\u003cp\u003e\u003cstrong\u003eOnly just making it to the end of the month and don’t know where the money goes?\u003c\/strong\u003e Find out where it goes, make a budget that adds up and leave your savings running on their own. Money in Order is an 18-page PDF guide and an Excel template with a 4-week plan to sort out your household money from scratch. Available in English and Spanish: choose the language before you buy.\u003c\/p\u003e\u003ch3\u003eWhat’s included\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003e18-page PDF guide\u003c\/strong\u003e with a 4-week plan: a real snapshot of your spending, your budget, the cuts and automatic saving. Each chapter ends with concrete tasks.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExcel template\u003c\/strong\u003e (also works in Google Sheets) with 7 sheets: categories and budget, annual expenses, transactions, monthly summary with alerts, emergency fund and debts.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eA filled-in example file\u003c\/strong\u003e so you can see how the template looks with an illustrative household.\u003c\/li\u003e\n\u003cli\u003eHow to adapt the \u003cstrong\u003e50\/30\/20\u003c\/strong\u003e rule when housing takes more than its share.\u003c\/li\u003e\n\u003cli\u003eWhere to cut first (subscriptions, phone, electricity, insurance, bank fees) and how to use an official price comparison tool.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eEmergency fund\u003c\/strong\u003e: how much you need, where to keep it and how many months it will take you.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebts\u003c\/strong\u003e: the avalanche and snowball methods, with a comparative simulation, and a warning about revolving credit cards.\u003c\/li\u003e\n\u003cli\u003eData from official statistics, the Bank of Spain and academic studies, with \u003cstrong\u003e10 cited sources\u003c\/strong\u003e.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWho it’s for\u003c\/h3\u003e\u003cp\u003eFor anyone on a salary, a pension or self-employed income who only just makes it to the end of the month or doesn’t know where their money goes. The national data and official bodies mentioned are from Spain; the method works in any country. No Excel knowledge needed: the cells you fill in are marked in yellow and the rest is calculated automatically.\u003c\/p\u003e\u003ch3\u003eWhat it isn’t\u003c\/h3\u003e\u003cp\u003eIt’s an informational guide: it isn’t personalised financial advice or an investment recommendation, and it doesn’t promise you’ll save a specific amount. What you achieve depends on your income, your essential expenses and your situation. The examples with figures are illustrative.\u003c\/p\u003e\u003ch3\u003eHow you receive it\u003c\/h3\u003e\u003cp\u003eDigital product: straight after purchase you get the download link for a ZIP file with the PDF guide and the two Excel templates. Nothing physical is shipped. One-off payment: no subscriptions or later charges.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eAs this is digital content downloaded immediately, by starting the download with your express consent you lose the right of withdrawal.\u003c\/em\u003e\u003c\/p\u003e","brand":"Mablow","offers":[{"title":"Spanish","offer_id":58604447924555,"sku":"MABLOW-DINERO-ORDEN-PDF-XLSX","price":15.0,"currency_code":"EUR","in_stock":true},{"title":"English","offer_id":58863046820171,"sku":null,"price":15.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1087\/7701\/3579\/files\/dinero-en-orden-guia-plantilla-portada.png?v=1790372330"}],"url":"https:\/\/mablowstores.myshopify.com\/en\/collections\/plantillas.oembed","provider":"Mablow","version":"1.0","type":"link"}